Skip to end of metadata
Go to start of metadata

2023 Cost Sheet for Eligible Full-Time Employees
NON-REPRESENTED (including Law Faculty) 
(Effective 01/01/2023 – 12/31/2023)

Rates are subject to Collective Bargaining. Refer to the costs below before making your elections for 2023

Medical Coverage: Wellness Participants

This is the premium responsibility for wellness compliant employees.

Employee Share of Premium

Choice Biweekly

Copay Biweekly

Choice Monthly

Copay Monthly

Employee Only$38.86$50.54$84.19$109.50
Employee Plus One$93.33$121.13$202.21$262.45
Family$120.56$156.42$261.22$338.92

Medical Coverage: Wellness Non-Participants

This is the premium responsibility for wellness non-compliant employees.

Employee Share of Premium

Choice Biweekly

Copay Biweekly

Choice Monthly

Copay Monthly

Employee Only$74.30$95.75$160.98$207.45
Employee Plus One$171.30$220.59$371.16$477.94
Family$219.81$283.01$476.25$613.19

Total Medical Premium

This is the combination of what the University pays and what the employee pays.

Enrollment Status

Choice Biweekly

Copay Biweekly

Choice Monthly

Copay Monthly

Employee Only$354.44$452.10$767.96$979.54
Employee Plus One$779.76$994.59$1,689.48$2,154.94
Family$992.42$1,265.84$2,150.24$2,742.65

 Dental Coverage


Traditional Dental (Default Plan)Enhanced DentalPreventative Dental

Biweekly

Premium

Monthly Premium

Biweekly Premium

Monthly Premium

Biweekly Premium

Monthly Premium

Employee Only $0.00$0.00$3.12$6.24$0.00$0.00
Employee Plus One $16.00$32.00$21.71$43.41$4.34$8.67
Family $40.96$81.91$50.71$101.41$21.04$42.08

# UMS pays 100% of the single coverage premium (traditional plan) for full-time regular employees.

Vision Coverage

Enrollment Status24 Installment PremiumMonthly Premium
Employee Only$5.09$10.18
Employee Plus One$9.75$19.49
Family$15.81

$31.61

Important Note

Domestic Partner Enrollment: In accordance with IRS regulations, premiums for Domestic Partner health coverage (medical, dental, and vision) will be withheld on an after-tax basis. Also, the value of benefits provided by the University (health) will be taxable. Contact the UMS Employee Benefits Center for more information.




Supplemental (Optional) Life Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)Monthly Cost
AgeRateAgeRate

Employee Coverage:
Increments of salary (1x to 5x) to a
maximum of $1,000,000 (combined with Basic Life)

Under age 35    

$0.018

Under age 35  

$0.030
35 to 39$0.03235 to 39$0.053
40 to 44$0.04240 to 44$0.068
45 to 49$0.06945 to 49$0.113
50 to 54$0.10650 to 54$0.173
55 to 59   $0.19855 to 59$0.323
60 to 64$0.30560 to 64$0.495
65 to 69$0.58665 to 69$0.953
70+
70+$1.545

Spousal/Domestic Partner Coverage:
Increments of $10,000 to a maximum of $50,000

Under age 35

$0.042

Under age 35     

$0.072
35 to 39$0.05135 to 39$0.088
40 to 44$0.05540 to 44$0.096
45 to 49$0.08345 to 49$0.144
50 to 54 $0.13450 to 54 $0.232
55 to 59$0.25855 to 59$0.448
60 to 64$0.34260 to 64$0.592
65 to 69$0.64665 to 69$1.120
70+Not available70+Not available

Child(ren) Coverage:
$5,000 or $10,000 benefit per child

0 to 26

$0.13 for $5,000
$0.25 for $10,000

0 to 26

$0.28 for $5,000
$0.55 for $10,000

Supplemental (Optional) AD&D Insurance

Per $1,000 of coverage

BenefitBi-Weekly Cost

Monthly Cost

Employee Only Coverage$0.069$0.10
Family Coverage$0.12$0.26

Short Term Disability (STD)

Per $100 of monthly base salary

BenefitWeeklyMonthly
All Eligible Groups Other Than Full-Time Faculty Coverage$.175$.379

Flexible Spending Account

BenefitMaximum Annual PledgeBi-Weekly ContributionMonthly Contribution
Health Care Account

Minimum annual pledge of $200
Maximum annual pledge of $3,050

$7.69 Employee Minimum*
$117.31 Employee Maximum*

$16.67 Employee Minimum
$254.17 Employee Maximum*

Dependent Day Care Account

Minimum annual pledge of $200
Maximum annual pledge of $5,000

$7.69 Employee Minimum*
$192.30 Employee Maximum*

$16.67 Employee Minimum
$416.67 Employee Maximum*

*Maximum estimated amounts are based on 26 (biweekly) & 12 (monthly) pay periods.

Health Savings Account**

BenefitBi-Weekly ContributionMonthly Contribution

Individual Coverage in Choice Plan
Maximum Combined Max of $3,850*

$38.46 University*
$0.00 - $109.62 Employee*

$83.33 University*
$0.00 - $237.50 Employee*

Family Coverage in Choice Plan
Maximum Combined Max of $7,750*

$76.92 University*
$0.00 - $221.15 Employee**

$166.66 University*
$0.00 - $479.17 Employee*

*Maximum estimated amounts are based on 26 (biweekly) & 12 (monthly) pay periods. Additional $1,000 Catch-Up if over 55

  • No labels