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2021 Cost Sheet for Eligible Full-Time & Part-Time Service & Maintenance Unit Members (Biweekly)
(Effective 01/01/2021 – 12/31/2021)

Rates are subject to Collective Bargaining. Refer to the costs below before making your elections for 2021

Total Medical Premium

Enrollment StatusCopay Biweekly
Employee Only$411.51
Employee Plus One$905.31
Family$1,152.20

Quality Incentive Medical Coverage: Wellness Participants

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$49.61$164.60 $205.75
Employee Plus One$116.21$362.12$452.65
Family$147.90 $460.88 $576.10

Quality Incentive Medical Coverage: Wellness Non-Participants

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$90.76$205.75$246.91
Employee Plus One$206.74$452.65 $543.18
Family$263.12$576.10 $691.32

 Dental Coverage

Traditional Dental (Default Plan)Enhanced DentalPreventative Dental
Enrollment Status

Biweekly

Premium

Biweekly Premium

Biweekly Premium

Employee Only $0.00$3.47 $0.00
Employee Plus One $17.78$24.12$4.82
Family $45.51 $56.34$23.38

# UMS pays 100% of the single coverage premium (traditional plan) for full-time regular employees.

Vision Coverage

Enrollment Status24 Installment Premium
Employee Only$4.61
Employee Plus One$8.84
Family$14.34

Important Note

Domestic Partner Enrollment: In accordance with IRS regulations, premiums for Domestic Partner health coverage (medical, dental, and vision) will be withheld on an after-tax basis. Also, the value of benefits provided by the University (health) will be taxable. Contact the UMS Employee Benefits Center for more information.

Supplemental (Optional) Life Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)

Employee Coverage:
Increments of salary (1x to 5x) to a maximum of $1,000,000 (combined with Basic Life)

Under age 35      $0.02
35 to 39              $0.03
40 to 44              $0.04
45 to 49              $0.07
50 to 54              $0.11
55 to 59              $0.20
60 to 64              $0.31
65 to 69              $0.59
70+                    Not Available

Spousal/Domestic Partner Coverage:
Increments of $10,000 to a maximum of $50,000

Under age 35      $0.04
35 to 39              $0.05
40 to 44              $0.06
45 to 49              $0.08
50 to 54              $0.13
55 to 59              $0.26
60 to 64              $0.34
65 to 69              $0.65
70+ Not Available

Child(ren) Coverage:
$5,000 or $10,000 benefit per child

$0.13 for $5,000
$0.25 for $10,000

Supplemental (Optional) AD&D Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)
Employee Only Coverage$0.07
Family Coverage$0.12

Short Term Disability (STD)

Benefit$100 of Per-Pay Period Base Salary
All Eligible Groups Other Than Full-Time Faculty Coverage$0.6462

Flexible Spending Account

BenefitBi-Weekly Contribution

Health Care Account

Minimum annual pledge of $200
Maximum annual pledge of $2,700


$7.69 Employee Minimum*
$103.84 Employee Maximum*

Dependent Day Care Account

Minimum annual pledge of $200
Maximum annual pledge of $5,000


$7.69 Employee Minimum*
$192.30 Employee Maximum*

*Maximum estimated amounts are based on 26 (biweekly) & 12 (monthly) pay periods.

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