2020 Cost Sheet for Eligible Full-Time & Part-Time Service & Maintenance Unit Members (Biweekly)
(Effective 01/01/2021 – 12/31/2021)

Rates are subject to Collective Bargaining. Refer to the costs below before making your elections for 2021

Total Medical Premium

Enrollment StatusCopay Biweekly
Employee Only$398.75
Employee Plus One$877.23
Family$1,116.48

Quality Incentive Medical Coverage: Wellness Participants

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$48.69 $159.50 $199.37
Employee Plus One$114.04 $350.89 $438.62
Family$145.14 $446.59 $558.24

Quality Incentive Medical Coverage: Wellness Non-Participants

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$88.56 $199.37 $239.25
Employee Plus One$201.76 $438.62 $526.34
Family$256.79 $558.24 $669.89

 Dental Coverage

Enrollment Status

Biweekly

Premium

Part-Time Biweekly

Employee Only $0.00$10.71
Employee Plus One $17.78$28.49
Family $45.51 $56.21

# UMS pays 100% of the single coverage premium (traditional plan) for full-time regular employees.

Vision Coverage

Enrollment Status24 Installment Premium
Employee Only$4.19
Employee Plus One$8.03
Family$13.03

Important Note

Domestic Partner Enrollment: In accordance with IRS regulations, premiums for Domestic Partner health coverage (medical, dental, and vision) will be withheld on an after-tax basis. Also, the value of benefits provided by the University (health) will be taxable. Contact the UMS Employee Benefits Center for more information.

Supplemental (Optional) Life Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)

Employee Coverage:
Increments of salary (1x to 5x) to a maximum of $1,000,000 (combined with Basic Life)

Under age 35      $0.02
35 to 39              $0.03
40 to 44              $0.04
45 to 49              $0.07
50 to 54              $0.11
55 to 59              $0.20
60 to 64              $0.31
65 to 69              $0.59
70+                    Not Available

Spousal/Domestic Partner Coverage:
Increments of $10,000 to a maximum of $50,000

Under age 35      $0.04
35 to 39              $0.05
40 to 44              $0.06
45 to 49              $0.08
50 to 54              $0.13
55 to 59              $0.26
60 to 64              $0.34
65 to 69              $0.65
70+ Not Available

Child(ren) Coverage:
$5,000 or $10,000 benefit per child

$0.13 for $5,000
$0.25 for $10,000

Supplemental (Optional) AD&D Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)
Employee Only Coverage$0.07
Family Coverage$0.12

Short Term Disability (STD)

Benefit$100 of Per-Pay Period Base Salary
All Eligible Groups Other Than Full-Time Faculty Coverage$0.6462

Flexible Spending Account

BenefitBi-Weekly Contribution

Health Care Account

Minimum annual pledge of $200
Maximum annual pledge of $2,700


$7.41 Employee Minimum*
$100.00 Employee Maximum*

Dependent Day Care Account

Minimum annual pledge of $200
Maximum annual pledge of $5,000


$7.41 Employee Minimum*
$185.19 Employee Maximum*

*Maximum estimated amounts are based on 27 (biweekly) pay periods.

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