2023 Cost Sheet for Eligible Full-Time & Part-Time Service & Maintenance Unit Members (Biweekly)
(Effective 01/01/2023 – 12/31/2023)

Rates are subject to Collective Bargaining. Refer to the costs below before making your elections for 2023

Total Medical Premium

This is the combination of what the University pays and what the employee pays.

Enrollment StatusCopay Biweekly
Employee Only$449.73
Employee Plus One$989.40
Family$1,259.23

Medical Coverage: Wellness Participants

This is the premium responsibility for wellness compliant employees.

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$56.47$179.89$224.87
Employee Plus One$127.00$395.76$494.70
Family$161.64$503.69$629.61

Medical Coverage: Wellness Non-Participants

This is the premium responsibility for wellness non-compliant employees.

Employee Share of Premium

Copay Full-Time

Copay Part-Time 75-99%

Copay Part-Time 50-74%
Employee Only$101.45$224.87$269.84
Employee Plus One$225.94$494.70$593.64
Family$287.56$629.61$755.54

 Dental Coverage

Traditional Dental
(Default Plan)
Enhanced DentalPreventative Dental

Biweekly Full-Time

Premium

Biweekly Part-Time Premium

Biweekly Full-Time

Premium

Biweekly Part-Time Premium

Biweekly Full-Time

Premium

Biweekly Part-Time Premium

Employee Only $0.00$9.64$3.12$11.20$0.00$6.45
Employee Plus One $16.00$25.64$21.71$33.10$4.34$19.06
Family $40.95$50.59$50.71$65.32$21.04$37.63

# UMS pays 100% of the single coverage premium (traditional plan) for full-time regular employees.

Vision Coverage

Enrollment Status24 Installment PremiumMonthly Premium
Employee Only$5.09$10.18
Employee Plus One$9.75$19.49
Family$15.81$31.61

Important Note

Domestic Partner Enrollment: In accordance with IRS regulations, premiums for Domestic Partner health coverage (medical, dental, and vision) will be withheld on an after-tax basis. Also, the value of benefits provided by the University (health) will be taxable. Contact the UMS Employee Benefits Center for more information.




Supplemental (Optional) Life Insurance

BenefitBi-Weekly Cost (per $1,000 of coverage)Monthly Cost
AgeRateAgeRate

Employee Coverage:
Increments of salary (1x to 5x) to a maximum
of $1,000,000 (combined with Basic Life)

Under age 35    

$0.013

Under age 35  

$0.030
35 to 39$0.03035 to 39$0.053
40 to 44$0.03140 to 44$0.068
45 to 49$0.05245 to 49$0.113
50 to 54$0.07950 to 54$0.173
55 to 59   $0.14955 to 59$0.323
60 to 64$0.22860 to 64$0.495
65 to 69$0.43965 to 69$0.953
70+$0.71370+$1.545

Spousal/Domestic Partner Coverage:
Increments of $10,000 to a maximum of $50,000

Under age 35

$0.033

Under age 35     

$0.072
35 to 39$0.04035 to 39$0.088
40 to 44$0.04440 to 44$0.096
45 to 49$0.06645 to 49$0.144
50 to 54 $0.10750 to 54 $0.232
55 to 59$0.20655 to 59$0.448
60 to 64$0.27360 to 64$0.592
65 to 69$0.51665 to 69$1.120
70+$.51670+$1.120

Child(ren) Coverage:
$5,000 or $10,000 benefit per child

0 to 26

$0.13 for $5,000
$0.25 for $10,000

0 to 26

$0.28 for $5,000
$0.55 for $10,000

Supplemental (Optional) AD&D Insurance

Per $10,000 of coverage

BenefitBi-Weekly Cost

Monthly Cost

Employee Only Coverage$0.046$0.10
Family Coverage$0.12$0.26

Short Term Disability (STD)

Per $100 of monthly base salary.

BenefitWeeklyMonthly
All Eligible Groups Other Than Full-Time Faculty Coverage$.175$.379

Flexible Spending Account

BenefitMaximum Annual PledgeBi-Weekly ContributionMonthly Contribution
Health Care Account

Minimum annual pledge of $200
Maximum annual pledge of $3,050

$7.69 Employee Minimum*
$117.31 Employee Maximum*

$16.67 Employee Minimum
$254.17 Employee Maximum*

Dependent Day Care Account

Minimum annual pledge of $200
Maximum annual pledge of $5,000

$7.69 Employee Minimum*
$192.30 Employee Maximum*

$16.67 Employee Minimum
$416.67 Employee Maximum*

*Maximum estimated amounts are based on 26 (biweekly) & 12 (monthly) pay periods.

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